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How the right disclosure design can help savers to switch to better deals

Conventional consumer protection frameworks claim that the lack of effective disclosure and the existence of deceptive advertising have exacerbated information imbalances between providers and users of financial services. Also, it is assumed that users frequently fail to make informed decisions...

Reading list on sanctions and welfare conditionality

I have blogged before on welfare conditionality in the UK and, in particular, on sanctions in the context of employment activation. This area has seen a dramatic change in the UK since 2010 with sanctions becoming an increasingly normalised part of the interaction between the state and people receiving various types of benefits. Below is a reading...